The Service Itself
A casket or urn, flowers, the plot and the funeral home fee can add up much faster than most families expect.
Burial coverage
Leave Family
Memories, Not
Funeral Bills
Put money aside now for your burial or cremation, so the cost never falls on the people who are grieving you.
Get StartedThe Family Left Behind
The payout goes straight to the person you name, and they get to decide which cost needs handling first.
Questions to Ask First
Health questions, waiting periods and how the benefit gets paid out matter just as much as the monthly price.
Why it matters
Money Is Hardest to Find the Week It's Needed
A funeral is planned in days, and the bills often arrive before savings can be reached. Settling coverage now keeps those choices in your hands.
- Choices made while you're well
- Payout sent to one named person
- Money free for any final bill
Coverage features
Things to Settle Before a Policy Starts
A few decisions shape how well a final expense plan fits your life. These three come up for nearly everyone who looks into burial cover.
View Features
Picking a benefit amount
Start with the funeral you picture, then leave room for a last medical bill or card.
Read More
Naming a beneficiary
Choose someone you trust with the money, and add a backup name in case life shifts.
Read More
Burial or cremation wishes
A simple cremation and a full burial cost very different sums, so size cover to match.
Read MoreReady when you are
Choose Your Funeral Cover While the Choice Is Still Yours
Tell me what kind of goodbye you have in mind, and I'll help you find a burial or cremation policy sized to match it.
Start Your CoverFAQs
What People Ask About Burial Coverage
Short answers to the questions I hear most before someone picks a final expense policy.
All FAQsMost final expense policies skip the exam. You answer a short set of health questions instead. A few plans ask none at all, but those tend to hold back the full benefit for a while.
Whatever is needed. The person you name receives the money and can put it toward the service, a headstone, travel for relatives or bills still in your name.
On many whole life final expense plans, the price is locked in on the day the policy starts. Check the policy wording to be sure yours works that way before you sign.
Some plans pay only part of the benefit, or return what you paid in, if death from illness happens early on. Once that window closes, the full amount applies.
Testimonials
Notes From People Who Planned Ahead
A few words from people who sorted out their funeral money early and told me how it went.
